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For small nonprofits

How to Start a Nonprofit (501(c)(3)): The Plain Checklist

If you have searched "how to start a nonprofit," you have probably found a lot of noise and a few scary price tags. Here is the plain version. Starting a 501(c)(3) means forming a corporation in your state, then asking the IRS to recognize it as tax-exempt. That is really it. Below is the checklist, the honest costs, and how long each part tends to take, with links to the IRS and the National Council of Nonprofits so you can check every fact yourself. One note up front: this is general info, not legal or tax advice. Rules change and vary by state, so confirm the details with your state or a professional before you file.

How do I start a nonprofit?

You start a nonprofit in two big moves. First, you form a nonprofit corporation with your state. Then you apply to the IRS for 501(c)(3) tax-exempt status. Most small groups can do both themselves.

Here is the whole path in order. You will not do it all in one day, and that is fine.

How much does it cost to start a 501(c)(3)?

The main cost is the IRS application fee. If you file the short Form 1023-EZ, the user fee is $275. If you file the full Form 1023, the user fee is $600. You pay it on Pay.gov when you submit. These fees can change, so check the IRS fee page before you file.

On top of that, your state charges a fee to file your Articles of Incorporation. This amount varies a lot from state to state, so check your Secretary of State's website for the exact number.

Your EIN from the IRS is free. Ignore any site that charges for one, because you never have to pay a fee for an EIN. So a bare-bones DIY start is often the IRS fee plus your state's filing fee. You may choose to pay a lawyer or accountant, but it is not required.

How long does 501(c)(3) approval take?

It depends on which form you file and how busy the IRS is. IRS processing times shift over time, so treat these as recent snapshots, not promises.

In its recent updates, the IRS reported it issued 80% of streamlined Form 1023-EZ decisions within 22 days. For the full Form 1023, it reported issuing 80% of decisions within 191 days, or roughly six months.

Forming your corporation with the state is usually much faster, often days to a few weeks. You can check the IRS's current processing dates on its "Where's my application" page before you worry about a delay.

Form 1023 or Form 1023-EZ: which one?

Most brand-new small nonprofits qualify for the shorter, cheaper Form 1023-EZ. But there are hard limits.

You can use Form 1023-EZ only if you project annual gross receipts of $50,000 or less in each of the next three years, your gross receipts did not top $50,000 in any of the past three years, and your total assets are worth $250,000 or less. If you go over any of those lines, you must file the full Form 1023.

Before you file the EZ, the IRS makes you complete an Eligibility Worksheet in the instructions. Work through it honestly. Guessing wrong can slow you down or cost you the fee.

Don't skip the state steps

Getting your IRS letter is a big moment, but it is not the finish line. Your state has its own rules, and they differ everywhere.

Filing for state and local tax exemption usually has to happen after the IRS issues your Determination Letter. So keep that letter handy, because you will need it.

Many states also require you to register before you ask the public for donations. This is called charitable solicitation registration. Check your state's rules so your first fundraising campaign stays clean.

A few honest tips before you file

Do your homework first. The National Council of Nonprofits suggests checking whether another group already does what you plan to do. Sometimes joining or partnering beats starting from scratch.

Keep your paperwork in one place. Your Articles, EIN letter, bylaws, board minutes, and IRS letter will be asked for again and again. Losing them costs you time you do not have.

And go slow on the language in your Articles of Incorporation. The IRS wants specific purpose and dissolution wording to grant 501(c)(3) status. This is one spot where a quick review by a pro can save you a rejection.

Common questions

Do I need a lawyer to start a nonprofit?

No. Many small nonprofits file everything themselves. That said, state rules vary and the IRS wants exact wording in your Articles of Incorporation, so a short review by a lawyer or accountant can be worth it. This is general info, not legal advice.

What is an EIN and how do I get one?

An EIN is your nonprofit's federal tax ID. You need it before you apply to the IRS for exempt status. You get it free and usually right away by applying online through the IRS. Never pay a third-party site for one.

Can I raise money before the IRS approves us?

Sometimes, but be careful. Donations are only tax-deductible once you have 501(c)(3) status, which can apply back to your formation date if you file on time. Many states also require charitable registration before you solicit gifts, so check your state's rules first. This is general info, not tax advice.

Do I really need bylaws and a board?

Yes. Most states require a board of directors to form a nonprofit corporation, and the IRS expects governing documents like bylaws and a conflict-of-interest policy. They also just help you run a cleaner, calmer organization.

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